Save More with the Big Beautiful Bill
Save More with the Big Beautiful Bill
Beginning in July 2025, the One Big Beautiful Bill Act (OBBBA) introduced a major benefit for new car buyers — a federal auto loan interest tax deduction of up to $10,000 per year on qualifying new vehicle loans. (For adjusted incomes under $100,000 for Individuals, $200,000 for joint filers)
Beginning in July 2025, the One Big Beautiful Bill Act (OBBBA) introduced a major benefit for new car buyers — a federal auto loan interest tax deduction of up to $10,000 per year on qualifying new vehicle loans. (For adjusted incomes under $100,000 for Individuals, $200,000 for joint filers)
What It Means for You
If you finance a new Ford vehicle that was assembled in the United States, you may qualify to deduct the interest you pay on your auto loan — helping you save thousands over the life of your loan.
This deduction applies to loans originating between January 1, 2025, and December 31, 2028. Vehicles must be:
- New (not used or leased)
- For personal use
- Assembled in the U.S.
- Under 14,000 lbs. GVWR
Eligible Ford Vehicles
Many Ford models qualify, including:
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F-150, F-150 Lightning, Ranger, and Super Duty
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Bronco and Explorer
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Expedition and Expedition MAX
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Escape and Mustang
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Transit and E-Transit (personal use)
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Lincoln models like the Navigator, Aviator, and Corsair
Ford’s commitment to American manufacturing means more of our lineup qualifies, making it easier than ever to support American jobs and save on your taxes.
How to Take Advantage
- Shop eligible U.S.-assembled Ford vehicles at Archie Cochrane Ford.
- Finance your purchase with Ford Credit or another lender.
- Consult your tax professional to see how much you could save.
Learn more and explore eligible vehicles today at Archie Cochrane Ford — where the Big Beautiful Bill makes buying American even smarter.
This information is for general awareness and does not constitute tax or legal advice. Please consult your tax professional regarding your specific eligibility.
